The role

This role will ensure compliance with the respective anti-money laundering regulations and play a key part in FDJ United's strategy and policy in various markets. Internally, the role will focus on installing best practices and quality of processes and policies, while externally the role will be involved in leading and maintaining a localised strategy and approach to the market, working with the various market-specific stakeholders, such as Regional Head of Compliance, General managers, Public Affairs, Communications and Commercial teams, as well as external networks. MLRO reports to the FDJ United Group Head of AML Governance OBG.

What you will do

The Money Laundering Reporting Officer (MLRO) executes these missions within the framework of the group's FDJ United policies and standards for competitive activities, and for the relevant geographical sectors and subsidiaries:

• Compliance Supervision: Ensure that subsidiaries comply with local AML/CFT regulations and internal policies. Act as Money Laundering Reporting Officer and/or Deputy Money Laundering Reporting Officer, AML compliance owner for respective licenses and markets, exercising sound judgment on sensitive and time-dependent matters by keeping abreast of legislative and commercial developments at the regional and global levels;

• Policy Development and Monitoring: Implement group policies and standards and draft local policies. Create and update local AML/CFT policies and procedures. Monitor and review existing policies and procedures, identify gaps, and design corrective actions.

•  Train and conduct quality checks on operations to ensure quality and consistency with the policy and approach. Implement internal controls in connection with the Risk and Control Department and specific regulatory obligations within their scope in connection with the first operational line (KYC, KYT, transaction monitoring).

• Risk Analysis: Analyze inherent risks identified during audits and risk assessments, and implement necessary control and remediation mechanisms.

• Suspicious Activity Reports: Submit suspicious activity reports to the competent authorities in cases provided for by the regulations as an MLRO

• Regulatory Obligations: Liaise with supervisory authorities, law enforcement, and national financial intelligence units in the AML/CFT field. Transmit reports, action plans, and regulatory reports related to AML/CFT to the competent authorities as necessary. Lead internal and external audits on anti-money laundering;

• Provide support to the operational teams by being the point of contact and escalation, namely with high-risk cases and scenarios. Act as the point of contact and support for related legal claims and issues;

• Training and Guidance: Provide guidance and advice to employees on the execution of anti-money laundering regulations.

• KPI and Activity Reports: Transmit reports and activity indicators to the Head of AML, General Managers, and Regional Head of Compliance when required.

• Stakeholder management: Undertake delegated tasks as required and needed by the Head of AML. Assist the Head of AML with any ad-hoc duties and projects.

• Ensure that you adhere to the Governance, Risk & Compliance (GRC) obligations for your role.
• Identify and raise any non-compliance incidents promptly to your line manager.
• Challenge processes, policies and projects that will negatively impact compliance within the Group.
• Complete all mandatory compliance training assigned to you.
• Reach out to the Compliance Teams if unsure of any of your compliance obligations or the requirements are unclear.

How will success be measured in this role

• Acting in line with FDJ UNITED values
• Successful completion of all relevant training and other compliance activities that support FDJ's sustainable and responsible growth

Your experience

• At least 2 years of experience in anti-money laundering, ideally in the online gambling industry. Legal, compliance or AML background;
• Preferably French, Dutch or Danish language proficiency, however, not mandatory;
• Certification in AML required (ICA, CAMS, etc.)
• Genuine interest and passion in the field of anti-money laundering;
• Great analytical & organisational skills;
• Time management skills;
• Able to work with minimal guidance and supervision;
• Self-motivated and a self-starter.